Veterans: Important Home/Land Loan Information

Posted on by Dan Wellhoefer

Texas Veterans Land Board

The Texas Veterans Land Board provides low interest loans to Veterans of Texas.*

Land Loans: Veteran/Military Interest Rate: 6.75%
Home/Home Improvement Loan Base Rate: Veteran/Military Interest Rate:3.83%
Home/Home Improvement Discounted Rate: 3.33%

Home Loans : In 1983, the Legislature created the VLB Veterans Housing Assistance Program to assist Texas Veterans in purchasing a home. Through this program, eligible Texas Veterans have an opportunity to purchase a home with an unbeatable, low-interest loan with little or no money down.

Home Improvement Loans: As part of its commitment to veterans, the VLB can help a veteran buy a home, then help pay to improve it through the Texas Veterans Home Improvement Program (VHIP). This program was introduced in 1986 to provide below-market interest rate loans to qualified Texas veterans for home repairs and improvements to their existing homes.

Loans for Land: The VLB Veterans Land Loan Program is the only one of its kind in the country—giving Texas Veterans the opportunity to borrow money to purchase land at below-market interest rates while only requiring a minimum 5% down payment.

Click here for more information: VLB Home Loans

*Please check with me for the most current competitive rates on all these programs

 

Assistance for First Time Home Buyers

Posted on by Dan Wellhoefer

How to get help with your first Mortgage : MCC may be the answer

Most real estate agents are aware of the options offered by the Federal Housing Administration (FHA) and its mortgage programs. FHA loans help many credit-challenged borrowers, particularly first-time homebuyers, and some lenders have lowered their minimum credit requirements to as low as a 550 credit score.

Free Complimentary Gift

Posted on by Dan Wellhoefer

For a limited time A Reliable Realty in conjunction with The Boardroom Mens Salon is offering a free “Signature Benchmark”  haircut and for signing up to list your home or agree to have Dan find your “dream home”  with a professional exclusive search for just you .

 Visit the website at Dans website Sign Up  to register.

Also visit us on Facebook. for more information

The Board Room: Market Square or Galleria area  delivers the ultimate relaxed grooming experience for men, The Boardroom provides exceptional haircuts, hot lather shaves, facials, massages, coloring, hand grooming, foot grooming, face and body waxing in an elegant, relaxing, country club environment.

The Boardroom combines the community and nostalgia of an old time barbershop, outstanding client service and professionalism, and a 1920s country club environment to create a masculine salon where men can relax, unwind, and confidently enjoy the highest quality haircut, shave, or spa service in town.

THE OFFER:
Benchmark  45 minutes$55.00  
Our Signature Haircut Service —- A tailored haircut plus 15 minutes of relaxing spa services —- Includes: personal consultation, tailored haircut, paraffin hand dip, energizing shampoo and conditioning, scalp massage, pressure-point facial massage, steamed towel, stress relieving hand massage, cleansing rinse, and finishing touch styling

Experience where men get ready at The Boardroom. The Boardroom Locations/Services

Mercedes-Benz of the Woodlands Benchmark Card – Proof (1)

Coming Soon: Something for the Ladies !!

HOUSTON HOME SALES SHOW RESILIENCE

Posted on by Dan Wellhoefer

Despite sliding oil prices, mid-range housing holds its own in January

HOUSTON — (February10, 2016) — The Houston housing market kicked off 2016 with a strong month of sales, only about 2 percent off the January record, despite the ongoing effects of strains in the energy industry. Single-family homes priced between $150,000 and $250,000 saw year-over-year sales increase by nearly 9 percent while total property sales remained unchanged.

According to the latest monthly report prepared by the Houston Association of Realtors (HAR), January single-family home sales were down 2.1 percent versus January 2015 with a total of 4,024 sales compared to 4,109 a year earlier. An increase in new listings helped buoy a growth in inventory from a 2.5-months supply to 3.3 months.

“A lot of folks have nervously anticipated that falling oil prices would have a devastating effect on real estate, but so far, the Houston market has weathered the energy downturn without dramatic shifts in sales and pricing,” said HAR Chairman Mario Arriaga with First Group. “The most noticeable impact has been declines in the luxury market, but mid-range housing actually saw a healthy sales volume in January and inventory levels grew. HAR will continue to closely monitor the economic climate.”

In the February edition of The Economy at a Glance, the Greater Houston Partnership (GHP) reports that 23,200 jobs were added across the Houston metropolitan area in 2015, an increase of less than one percent, according to the Texas Workforce Commission. GHP is forecasting the creation of approximately 22,000 jobs in 2016.

In January, the single-family home average price eked out a fractional 0.3 percent year-over-year increase, reaching $262,663 while the median price—the figure at which half of the homes sold for more and half sold for less—rose 5.3 percent to $200,000. Both figures represent all-time highs for a January in Houston.