You must see this wonderful 5 Bedroom home in a great gated community. Agents bring your offers…check the Agent’s listing for a special offer. This house is a great buy and move in ready!. Convenient location.
Reduced price. Wonderful living with Lakeview property
Reduced price Motivated seller ! Are you looking for a great summer get away from the heat or just love being near water? Take a look at this wonderful condo within 2 blocks of Lake Michigan. Watch the sunrise from your deck. Or stroll down to the marina close by. Small town charm with many custom upgrades. Meticulously maintained. Two way fireplace in the Master ! Lots of storage in the basement Located on a quiet road. Motivated seller .
Demand for Texas homes is higher than ever before
Its a good place to be right now. Click the link below to see the latest update on the Houston Real Estate market:
Selling ? Learn the payback on Home Improvement Projects
Great article for your investment on Home Improvement Project payback
Click here: Home Improvement Project Payback
Housing Trends: March 2016 Dan’s Newsletter
Welcome to the most current Housing Trends eNewsletter. This Newsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.
Please click on this link to view the Housing Trends March 2016 Newsletter Trends: March 2016 Dan’s Newletter Cheers!
The fastest way to improve your credit score
Spring Home shopping is already well underway, so if you’re looking to improve your credit score, you’re already falling a step behind.
Time to play catch up. But how?
For home shoppers who need to improve their credit score ASAP to get a leg up against competition or take better advantage of current-low rates, personal credit monitoring firm, Experian gave tips on what fast options are available in its recent Periscope.Improve your credit score here.
So what are 2 fast ways to improve credit score?
1. Make payments on time
This is very important: don’t be late on those payments. Show you are eager to reduce your debt and that you are actively engaged in trying to improve your credit score. For more advice on how to make this a reality. Check out the list we put further down on this very page.
2. Keep your credit utilization down
According to Rod Griffin, Experian’s director of public education, the ideal amount of credit utilization is less than 10%. Credit utilization is the percentage of a your available credit that you currently use. So, if you have a credit card with $10k limit, you should ideally hold an active balance at around $1k.
If you’re looking for more detailed answers, especially given that these are only your fastest two options, check out Experian’s “Ask Experian” website for more information.
For added help, here’s a quiz to find out how well you know your credit score.
Primer: How does credit reporting work?
In many ways, in this case, companies such as Experian keep track of how good you are at paying your bills.
This company, along with competitors Transunion and Equifax, submit regular credit scores to another company called FICO.
FICO aggregates your credit behavior scores into ONE REPORT.
It is estimated that nearly 90% of lenders use the FICO report to some extent when it comes to improving credit.
Here’s advice from FICO on how to get your FICO score “repaired.” Note going to the actual site yields further advice:
1. Check your credit report
“If you haven’t already, request a free copy of your credit report and check it for errors. Your credit report contains the data used to calculate your score and it may contain errors.”
2. Setup payment reminders
“Also, consider enrolling in automatic payments through your credit card and loan providers to have payments automatically debited from your bank account,” FICO advises, but also warns, “this only makes the minimum payment on your credit cards and does not help instill a sense of money management.”
3. Reduce your debt now
“Come up with a payment plan that puts most of your available budget for debt payments towards the highest interest cards first, while maintaining minimum payments on your other accounts.”
Anyone out there have better advice for raising/improving/repairing credit scores?
Please tell us in the comment section below!
Dans Housing Trends Newsletter : February 2016
National market update. Your best source of information on Real Estate for February 2016. Dan’s March Real Estate Trends Newsletter
Free Complimentary Gift
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Visit the website at Dans website Sign Up to register.
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Reverse Mortgages Good or Bad?
A reverse mortgage is a loan for senior homeowners that uses the home’s equity as collateral. The loan generally does not have to be repaid until the last surviving homeowner permanently moves out of the property or passes away. At that time, the estate has approximately 6 months to repay the balance of the reverse mortgage or sell the home to pay off the balance. Any remaining equity is inherited by the estate. The estate is not personally liable if the home sells for less than the balance of the reverse mortgage. Clik on the link for the full article Reverse Mortagages explained
Looking to buy your first Home? Here some helpful Info
My First Texas Home
is a Taxable Mortgage Program (TMP Program 79) offering mortgage loans at more competitive, fixed, low interest annual percentage rates with down payment assistance for first time homebuyers.
Visit the My First Texas Home page »
Texas Mortgage Credit Certificate Program
increases a family’s disposable income by reducing its federal income tax obligation. The tax credit is valid for the term of the mortgage loan as long as the borrower occupies the property as their primary residence.
Visit the Texas Mortgage Credit Certificate Program page »
Both program options are available Statewide. Learn more about these exciting programs step by step in theBuyer section.
Hers is the link to Texas Dept of Housing
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